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18072006 your family may need your help to get onto the property ladder according to a national housing association report featured in the daily express of 18th july 2006. Hodge equity release the equity release specialists hodge equity release is a trading name of hodge life assurance company limited and julian hodge bank limited, offering. Conventional equity release services have enjoyed something of a poor press but there are alternatives available that wont take you to the cleaners shop around, pick wisely. Retirement equity release scheme lifetime mortgages and home reversion schemes for your retirement it is estimated that retired people in the uk are sitting on 400 billion. Equity release solutions is a firm of independent financial advisers ifa specialising in equity release we provide independent and impartial advice on all of the equity release. Sequal is the association of equity release also known as reverse mortgage or lifetime mortgage lenders and accredited mortgage brokers sequal overseas the members code of. A littleknown legal pension loophole means many older homeowners could raise money from equity release and still qualify for state benefits. The principle is to allow older property owners to cash in on a homes value without selling and trading down to a cheaper property various plans under the equity release banner. This booklet gives some basic information about equity release and answers questions you should ask yourself and your advisers if you are considering this option. Issued for use by financial advisers only this information has not been approved for use with customers welcome to the equity release zone the equity release zone has been. The institute of actuaries in london and oxford and the faculty of actuaries in edinburgh represent the actuarial profession in the uk and its members worldwide. The institute of actuaries in london and oxford and the faculty of actuaries in edinburgh represent the actuarial profession in the uk and its members worldwide. This study identifies the obstacles to older home owners with relatively low incomes releasing housing equity and suggests ways of overcoming them. Housing research 188 august 1996 equity release for older homeowners equity release offers older homeowners the opportunity to mobilise some of the capital tied up in their. Nocache equity release guide the equity release guide can be downloaded as a pdf document or you can read it online by following the links provided below. Mortgage buyers, people with credit problems, self employed, next time buyers, etc please enter our site for mortgage adviceortgages and mortgage advice from lancaster house. Includes elderly homeowners equity release. Mortgage calculator seniors money equity release calculator ifg group plc 2007 registered in the republic of ireland no 21010 registered office. Equity release specialists we have specialised in advising and arranging equity release plans for homeowners nationwide for nearly 30 years providing equity release solutions to. Equity release want to raise cash from your property then you could borrow from 3,000 to 60,000 or more with just some help from a small uk firm of licenced credit. 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